ACI Worldwide is a global digital payments software company founded in 1975, headquartered in the United States, with a strong presence in the EU and worldwide. It specializes in enabling secure, real-time, any-to-any payment transactions, supporting banks, merchants, billers, and third-party payment providers across over 90 countries. ACI’s software solutions cover a comprehensive suite of payment capabilities, including electronic bill presentment and payment, cash management, retail and merchant payments, real-time payments processing, and payments intelligence that aids in fraud prevention. ACI’s technology infrastructure underpins about a quarter of the world’s transactions daily, emphasizing scalability, security, and compliance in a highly regulated environment. Despite being a major player in financial technology and payment processing, ACI Worldwide reportedly does not itself make any material political or lobbying contributions, but it engages in lobbying to represent its interests within the EU legislative and regulatory frameworks. This involvement seeks to influence policies related to digital payments, financial regulation, cybersecurity, and data protection, ensuring the payment ecosystem remains secure and innovative. ACI Worldwide collaborates with industry partners including major cloud providers and fintech innovators to support evolving payment solutions. Their lobbying presence in the EU signifies their commitment to shaping the digital payments landscape in alignment with regulatory standards and market needs.
