American Express Corporation is a globally recognized financial services company, best known for its charge and credit card products, as well as travel-related services for both consumers and businesses. Registered with the EU Transparency Register since January 14, 2015, American Express Corporation has established its presence in Brussels to engage with European Union institutions on regulatory matters that impact its business and the broader payments industry.
The company’s principal focus in the EU is on influencing policy and regulation in areas such as the Single Euro Payments Area (SEPA), payments regulation, the internal market, financial services, competition policy, consumer credit, consumer protection, and data protection and security. As the payments industry continues to evolve with new technologies and regulatory frameworks, American Express actively participates in consultations and discussions to ensure that its interests—and those of its customers—are represented in the legislative process.
American Express’s lobbying activities are conducted by a dedicated team based in both its London headquarters and its Brussels office. The company has consistently declared a small but focused team of lobbyists, with full-time equivalent (FTE) numbers ranging from 1.5 to 2 in recent years, and up to three lobbyists accredited to the European Parliament at various times. These professionals are tasked with monitoring legislative developments, engaging with policymakers, and participating in relevant industry forums.
The company’s lobbying strategy includes direct engagement with high-level EU Commission officials, as evidenced by at least seven high-level Commission meetings since its registration. American Express also networks with key industry organizations and participates in sectoral associations, reflecting its commitment to shaping the future of payments and financial services in Europe.
American Express’s annual lobbying expenditure in the EU has fluctuated over the years, with recent annual costs reported between €250,000 and €399,999. This investment underscores the company’s recognition of the importance of regulatory developments in the EU market and its proactive approach to advocacy.
The company’s lobbying activities are conducted in accordance with the EU’s Code of Conduct for lobbyists, ensuring transparency and adherence to ethical standards. Overall, American Express Corporation’s lobbying profile in the EU demonstrates a strategic, compliant, and sustained effort to influence policies critical to its business and the financial services sector at large
