International Personal Finance Plc (IPF) is a global financial services company specializing in providing credit to individuals who often face barriers to mainstream financial services. Headquartered in the UK, IPF operates across various countries, focusing on inclusion by offering accessible loans and credit solutions. Within the European Union context, IPF maintains a presence in the EU Transparency Register as a lobbying entity to engage with EU institutions on regulatory, financial, and consumer credit-related policies impacting its operations.
The company’s lobbying activities are centered around shaping EU-level policies affecting consumer credit, financial inclusion, and regulatory frameworks. IPF aims to ensure that EU legislation recognizes and supports alternative lending models that serve underserved markets. The firm actively monitors and interacts with decision-makers to influence policy debates on credit access, responsible lending, data protection, and cross-border financial services regulations.
Since its registration in the EU Transparency Register, IPF has worked to establish direct channels of communication with Commissioners, European Parliament Members, and Directorate Generals involved in financial regulation, consumer protection, and digital finance. The goal of such lobbying efforts is to promote regulatory frameworks that balance consumer protection with sustainable credit provision models.
The company also aligns itself with industry groups and networks to amplify its voice in Brussels and across EU policymaking platforms. It seeks to stay ahead of legislative changes such as the Corporate Sustainability Reporting Directive (CSRD) and evolving transparency and compliance requirements. Through these efforts, IPF positions itself as a responsible credit provider advocating for fair policies that foster innovation and inclusion in the EU financial services market.
